# Credits Management - Track and Recharge AI Usage Credits

**Last Updated**: 2026-03-17
**Version**: 1.0.0

## How It Works

### Open Credits Management

Navigate to the Credits Management page from the Settings menu to view your current credit balance, recent consumption, and recharge options.

### Check Your Credit Balance

Review the balance display showing your available credits, total credits consumed this billing cycle, and the breakdown by operation type.

### Select a Recharge Amount

Choose from preset credit packages or enter a custom amount based on your anticipated usage needs for AI inference, backtesting, and strategy generation.

### Complete Secure Payment

Process your credit purchase securely through Stripe. Credits are added to your account immediately upon successful payment confirmation.

### Verify the Updated Balance

After payment, confirm that your credit balance has been updated correctly and check the transaction in your usage history for your records.

> Credits are the unified currency for all AI-powered operations on the platform, including model inference, backtesting, and strategy generation

## Tips & Best Practices

- Monitor your credit balance before starting intensive operations like multi-asset backtests to avoid interruptions mid-process

- Larger credit packages offer better per-credit pricing, so purchasing in bulk can reduce your overall cost if you use the platform regularly

- Credits expire one year after purchase, so estimate your annual usage and buy accordingly to minimize waste from expiring credits

## Frequently Asked Questions

### What operations consume credits?

Credits are consumed by AI model inference, strategy generation, backtesting operations, and advanced market analysis features. Each operation type has a different credit cost based on the computational resources required.

### Do purchased credits expire?

Yes, credits expire one year after the date of purchase. You will receive notification reminders as the expiration date approaches. Any unused credits are forfeited after expiration.

### Can I get a refund for unused credits?

Credits are generally non-refundable once purchased. Plan your purchases based on your anticipated usage to avoid buying more than you need within the one-year validity period.

## Important Notes

> Credits are non-refundable once purchased and expire one year after the purchase date. Estimate your usage carefully before buying to ensure efficient allocation of your resources.

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Source: https://stratcraft.ai/help/credits-management/